A negative report makes getting a loan quite difficult. Also hire purchase, contract mobile phone and the like will be denied a first. If you still want to take a credit, be it at the more expensive line of credit balance or to make a major purchase, the two paths are open in addition to the traditional lending criteria of banks. On the one hand there is the possibility of schufafreien Swiss credit can be at local banks or online application or other loan from a private owner the money. Information on the first possibility it in the bank or comparative test pages. The second way – by private money – can be given to whether the relatives or friends someone is willing and able to grant a loan. However most people prefer not to burden private relations with such financial transactions. Recently there on the Internet is a solution to this problem.
So-called social lending platforms are contacts between people of the money want to borrow the money and want to give such owners ago. The whole works like a kind of eBay for loans. Register To this end, the loan seeker is always first, to disclose its data and, of course, specify how much money to borrow he would like, how long its duration, how high the interest is that he is willing to pay and what assets he has to offer . The platform compares these data with those of potential donors who have just logged on and if a suitable partner is found goes well, it with the money from private..
