Representing different of credit relations, the lender and the borrower is pursuing each his own goal. For the lender this goal is to provide credit and, consequently, profit. According to nbu, on March 1, 2008 license banking operations had 176 banks. According to analysts, the number of banks is redundant for Ukraine. In addition to banks in this market operate 769 credit unions. And now, given these figures, just try to gather complete information on relevant issues (especially that one bank is very often a few suggestions for some service)! But then again you need to analyze and compare these data that agree, is not easy. Try to get advice from any one bank, which will likely have to visit in person, count your time and think for that you still need to visit the rest of even the most major banks. This is despite the fact that the person employed from 9-00 to 18-00, there is only Saturday, but not all banks it working! Add here are not always adequate advertising, which has as its primary goal to attract a potential customer in Bank, not to help him understand that he really gets on this banking service.
Becomes clear that without the professional assistance it will be difficult to understand. You can certainly spend their time on study and analysis of proposals to try to get into all aspects and nuances, etc. But if you're not an expert in banking and have no experience with banks, you are unlikely to succeed.