The people have a good idea generally than they make the banks. You know that they accept their deposits and grant loans, but what does more? Is being who much more that. A variable range of banking services When she uses a bank, you receive regular statements of account that say to him how much it has in his accounts, that accounts have paid and how much interest has devengado. He can request a debit card to use it in an automatic teller (ATM, by its abbreviations in English) and to realise purchases. Perhaps he satisfies the requirements to obtain a credit card. Banks in Panama. If it needs money to buy a house or to send to a son to the university it can ask for a loan. If he is ready to invest, also it can do it through a bank.
The banks provide detailed information about the accounts that offer, which update whenever they make changes. Banks in Spain. Also they tell on representatives on watch the consumer whose work is to respond to its questions and to help him to benefit from his products and services. When visiting the local branch of a bank or its Web site, will be able to be made a good idea of products and services that offer, as well as of their costs. The services offered by the banks can be summarized in the following points: to receive deposits, to realise transactions, to grant loans, safe-deposit boxes, and other services, like financial advising.
For other operations also it can be interesting to consult Title VIII, ” Operations of the Bancos” , Article 69 General Law of Banks. Deposits – At sight: they are the current accounts. Banks of Colombia.Gozan of an immediate availability – Of saving: they are the bank books. Checks for their disposition cannot be used. – On credit: they are the bottoms on credit and they are not possible to be retired before the date of his victory without a penalty. Transactions – They are the services that the banks lend their clients and who consist, essentially, in accepting checks and orders of transference of money from an account to another one. – Also, the transactions can be carried out through automatic tellers. Loans – the loans are granted to the clients who need financing. Banks of Mexico. – The banks allow their clients to have lines of credits or other types of credit, that is to say, to have money without having it. Other services – financial Advising. – Foreign Currency exchange. – Safe-deposit boxes in which the individuals can deposit their objects of value. His responsibilities Like client of a bank, you have the responsibility to close by follow his accounts reviewing the statements of account that receive. Banks of Venezuela. It agrees to him to compare the registries of the bank with theirs to be sure that all the transactions are correct. If he has a loan, you are responsible to make his payments in time.
